Study title

Indebtedness and Related Feelings of Shame 2019-2020

Dataset ID Number

FSD3408

Persistent identifiers

https://urn.fi/urn:nbn:fi:fsd:T-FSD3408
https://doi.org/10.60686/t-fsd3408

Data Type

Qualitative

Authors

• Syrjänen, Anne (University of Eastern Finland)

Abstract

The dataset consists of texts written on Finnish experiences of and feelings related to indebtedness.

The invitation to write prompted the participants to discuss, among other topics, how they had become indebted, how the feeling of shame was connected to the reasons why they were indebted, and in which situations they had experienced shame. Additionally, the participants were asked to write about the help they had sought for indebtedness and to describe their current situation.

Main themes in the texts include, for example, different life situations related to indebtedness, taking out loans and instant loans, financial distress, livelihood and arrangement of debts.

Background information included gender, age group, age when first became indebted, and highest completed education. The data were organised into an easy to use HTML version at FSD.

The dataset is only available in Finnish.

Keywords

debts; emotional states; guilt; insolvencies; money; personal finance management

Topic Classification

• Social sciences (Fields of Science Classification)
• Consumption and consumer behaviour (CESSDA Topic Classification)
• Income, property and investment/saving (CESSDA Topic Classification)

Series

Individual datasets

Distributor

Finnish Social Science Data Archive

Access

The dataset is (B) available for research, teaching and study.

Data Collector

• Syrjänen, Anne (University of Eastern Finland)

Collection Dates

2019-11-28 – 2020-01-15

Nation

Finland

Geographical Coverage

Finland

Analysis/Observation Unit Type

Individual

Universe

Persons with experiences of indebtedness and feelings of shame

Time Method

Cross-section

Sampling Procedure

Non-probability: Availability

The invitation to write was available online.

Collection Mode

Self-administered writings and/or diaries: Web-based (Penna textual data collection tool)

Research Instrument

Data collection guidelines: Self-administered writings guide

Data Files

35 texts in TXT format. Additionally, the data were organised into an easy to use HTML version and a CSV version.

Data File Language

The data files of this dataset are available in the following languages: Finnish.

Qualitative data are available in their original language only and are not translated.

Data Version

1.0

Completeness of Data and Restrictions

The archived data do not contain identifiers.

Two responses that contained only the participants' background information were removed from the data delivered to FSD. Additionally, a duplicate text was removed. The archived data do not contain texts from writers who did not consent to the archiving. The original data consist of 49 responses. 38 writers consented to the archiving of their text.

Citation Requirement

The data and its creators shall be cited in all publications and presentations for which the data have been used. The bibliographic citation may be in the form suggested by the archive or in the form required by the publication.

Bibliographical Citation

Syrjänen, Anne (University of Eastern Finland): Indebtedness and Related Feelings of Shame 2019-2020 [dataset]. Data version 1.0 (2020-08-19). Finnish Social Science Data Archive [distributor]. DOI: https://doi.org/10.60686/t-fsd3408; URN: https://urn.fi/urn:nbn:fi:fsd:T-FSD3408

Deposit Requirement

Notify FSD of all publications where you have used the data by sending the citation information to user-services.fsd@tuni.fi.

Disclaimer

The original data creators and the archive bear no responsibility for any results or interpretations arising from the reuse of the data.

Related Publications

Saari, Elena (2022) Taloudelliseen toimintakykyyn vaikuttavat tekijät ylivelkaantuneiden kirjoituksissa. Pro gradu -tutkielma. Jyväskylän yliopisto

Karhuvirta, Kaisla (2022). Häpeä ylivelkaantuneiden kokemana. Yhteiskuntatutkimuksen kandidaatin tutkielma. Tampere: Tampereen yliopisto. https://urn.fi/URN:NBN:fi:tuni-202204073084

Pönkänen, Maarit. (2022). Retorinen diskurssianalyysi häpeästä velkaantuneiden naisten kirjoituksissa. Kuopio: Itä-Suomen yliopisto. Yhteiskuntatieteiden pro gradu -tutkielma. http://urn.fi/urn:nbn:fi:uef-20221275

Kotiluoto, Tomi (2023) Stigmatisoitumisen areenat velkaongelmaisten ihmisten arjessa. Yhteiskuntatutkimuksen kandidaatintutkielma. Tampere: Tampereen yliopisto. https://urn.fi/URN:NBN:fi:tuni-202305055290

Leppänen, Karolina (2023). Ylivelkaantuneisuus ja normit: Velkaantumiselle annetut merkitykset ylivelkaantumisesta koettua häpeää käsittelevissä kirjoituksissa. Yhteiskuntatutkimuksen kandidaatintutkielma . Tampere: Tampereen yliopisto. https://urn.fi/URN:NBN:fi:tuni-202301091177.

Asikainen, Aaro (2023). "Minä olen se luuseri, joka menettää luottotietonsa" : Kriittinen diskurssianalyysi häpeän merkityksellistymisestä ylivelkaantuneiden kirjoituksissa. Yhteiskuntatieteiden kandidaatintutkielma. Tampere: Tampereen yliopisto.

Syrjänen, Anne (2024) Velkaantumisen syistä, avunhakemisen vaikeudesta ja kaipuusta normaalisuuteen. Itä-Suomen yliopisto, Yhteiskuntatieteiden ja kauppatieteiden tiedekunta. Pro gradu -tutkielma.